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Small Business Administration (SBA)

Give your small business the extra boost it needs with personalized SBA and commercial loans from Edward Voccola & Co., LLC. If you’re looking to expand your existing business or acquire another commercial property, we present a variety of loan options with favorable, flexible, and competitive rates. We’ll discuss your goals and present options that are likely to help you realistically achieve those goals.

During your initial visit, we provide details on our available loan packages and individual SBA loan requirements to allow you to make a well-informed decision.

We pay attention to details and can advise you on:

  • Business Acquisition loans
  • Refinancing
  • Multipurpose loans
  • Construction loans
  • Retail Property loans
  • Commercial Real Estate Mortgages

About the Loans

  • Up to 80% LTV Financing for Business Acquisitions
  • Up to 90% LTV Financing for Commercial Real Estate
  • 100% LTV Financing for Medical Professionals
  • Loans up to $25M
  • Up to 25-year terms
  • Fixed and variable rates available

Elligible Properties

  • Office
  • Retail
  • Mixed Use
  • Industrial
  • Commercial Condos
  • Manufacturing
  • Warehouse
  • Self-Storage
  • Auto Service
  • Funeral Homes
  • Bars/Night Clubs
  • Adult Living Facilities
  • Day Care
  • Marinas
  • Restaurants
  • Hospitality
  • Gas Stations
  • Campgrounds
  • Bowling Alleys
  • Other (Call for Eligibility)

With SBA loans there are two different types. There is the 504 and 7(a) loans. If you are looking to expand and help finance your business you would look for an 7(a) loan. If you are looking to own your commercial space the 504 loan can help you acquire land, buildings, construction and renovations. Click below for more information. The 504 also can serve as a 7(a) but with a longer term.

The 7(a) is a general small business loan. You can use the loan for purchasing land to build a commercial location for your business, or just buy a building and possibly renovating it.

Other things the loan could be used for is working capital, and equipment in order to expand your business. Almost any type of for-profit business is eligible for financing. This includes day cares, churches, gas stations, and more.

Retail businesses cannot have annual sales exceeding $6M.
Manufacturing businesses cannot have more than 500 employees.
Servicing businesses cannot have more than 100 employees.

Debt refinancing up to 100% financing.

Up to 25 years for real estate financing.
Up to 10 years on equipment financing.
Up to 10 years for business acquisition financing.

Up to 7 years for permanent working capital financing.

Fees are collected at the acceptance of the LOI.

Below is a quick summary of the loan. It does not cover everything that the loan can do but is a good guideline.

Eligible Occupancy

SBA 7(a)

 Loan Sizes
Up to $5 Million
 Property Type
Equipment, land and commercial property that will be owner occupied. 
 Loan Types
 Purchase, Construction, Working Capital
 Cross Collateral
 Credit Minimum
 Loan to Value
 Up to 90%
 Terms (Yrs)
 Quarterly Adjustable, 5, 10, 25
 10, 25

Do you want to stop leasing that commercial space? Do you finally want to own your commercial space? Do you need a longer term than a 7(a)?

SBA 504 loan can help you get you financing for buying buildings, land, and even equipment for your business.

First mortgage can have a term up to 25 years for real estate and up to 15 years for equipment.

Second mortgage can have a term up to 20 years for real estate and up to 15 years for equipment.

Fees are collected at acceptance of LOI.

Below is a quick guideline for the 504 loan.

 Eligible Occupancy

SBA 504 (Owner)

Loan Sizes
Property Types
All types except rental properties. Building needs to be used for owner’s business. 
Loan Types
Purchase, Construction, Renovation and Conversion, Equipment
Cross Collateral
Credit Minimum
Foreign Nationals
Loan to Value
Interest Rates
Starting as low as 4.25%
Terms (Yrs)
Quarterly Adjustable, 5, 10, 25

Offices - US & International

  • Boston
  • New York
  • Chicago
  • Los Angeles
  • San Francisco
  • Miami, Houston
  • Dallas
  • Austin
  • Atlanta
  • Metro Washington D.C.
  • Denver
  • Phoenix
  • Orlando
  • Mexico
  • Panama
  • Toronto
  • Calgary
  • Mexico City
  • London
  • Hong Kong
  • Beijing
  • Shanghai
  • Bangalore
  • Mumbai

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